Would you like to get a cheap Texas homeowner insurance rate? Then you’ve come to the the article you need. I’ll share a time-tested way for anyone to get the most affordable rate for their profile and coverage needs. And this will be without downgrading the level of coverage you enjoy.: Ensuring your home’s landscaping is done properly will reduce your home insurance premiums. If your landscaping is done properly, there will NOT be potholes that could result in injuries to visitors. To this extent, you’ll be saving yourself some cash while making yours a more beautiful home. Ensure you inform your agent if you’ve already done this. And if you have not and plan to do it, discuss with your insurance agent so you will know the right things to do in your landscaping to ensure the highest discount possible from your insurer.