There is one particular bad credit loan that most people would love to get if they could, that loanis an unsecured loan. This particular bad credit loan is the most desirable and conversely the most difficult to get. While many people simply cannot afford to put their home or cars up for collateral then an unsecure loan is the only way to go. While these loand can be difficult to get it is not impossible. With so many ways someone with bad credit can get a loan, starting out with the one loan you would prefer to get is a good starting point.